108 Washington Street
P.O. Box 1070
Galax, VA 24333

(276) 236-8106
(800) 758-8106
(276) 236-0165 Fax

Commercial Fire Insurance

We can write commercial properties on our standard fire and lightning policy. The properly endorsed standard fire policy can provide protection from a covered loss for many different types of properties. The policy can cover rental dwellings, apartments, convenience stores, clothing stores, small restaurants, office buildings, etc. Our agents will work with you to provide the best policy for your specific needs.

Like the standard fire policy, this policy provides coverage for losses to specific causes including:

Fire
Lightning
Windstorm
Hail
Explosion
Riot or Civil Commotion

Aircraft
Vehicles
Smoke Damage
Vandalism
Glass Breakage
Burglary

If the structure qualifies, coverage for losses due to these additional specific causes of loss can also be provided:

Fire
Theft
Falling Objects
Weight of Ice, Sleet, Snow
Collapse

Aircraft
Bursting of Steam or Hot Water System
Accidental Discharge of Water
Freezing
Power Surge

We can write commercial properties on our standard fire and lightning policy. The properly endorsed standard fire policy can provide protection from a covered loss for many different types of properties.