Mobile Homeowners Insurance
How does it work?
Mobile Homeowners insurance is financial protection for your manufactured home. Your Mobile Homeowners insurance typically only covers your home while it is not in motion. Mobile Homeowners insurance is usually like a standard homeowner’s policy, offering coverage for the home, your personal property and liability claims.
The Mobile Homeowners policy provides Actual Cash Value loss settlement instead of replacement cost unless the policy has the specific replacement cost endorsement.
What we offer?
Grayson Carroll Wythe Mutual offers a variety of Mobile Homeowners policies specifically tailored to your needs. We offer MHO – 1 basic and MHO – 2 broad form policies.
| Coverage | What Does it Cover? |
|---|---|
| Dwelling or Structure Coverage | Protects The Actual Structure of Your Mobile Home. (Walls, Base, Roof, or Windows) |
| Mobile Home Extensions or Other Structure Coverage | Protects Additional Structures Such as Shed, Porch, or a Garage |
| Personal Property Coverage | Protects Your Personal Property From Damage or Burglary, Both On and Off Your Property. |
| Loss of Use Coverage | Pays Additional Expenses You Incur While Relocating or Staying Elsewhere if Your Mobile Home Becomes Temporarily Uninhabitable. |
| Liability Protection | Pays for Legal or Medical Expenses if You are Found Liable for Damage or Injury |
| Medical Payments to Others | Coverage for Medical Expenses Incurred by a Guest While in Your Home. |
Optional supplemental coverages you may add for your own specific needs include:
Identity Recovery and Fraud Coverage (Brochure)
Our agents will work with you to provide the best policy for your specific needs! CLICK HERE to find one near you.